Tag Archives: CAA

RV trip prep

Our first camper van was a 1996 Class B van. It was older but served us well – the engines are built to be durable. Now we’ve updated to a beautiful 2006 Roadtrek 210 that we love! No matter what vehicle, prepping for a long time on the road is especially important. 

We start early. A month or so before we’re rolling down the driveway we make an appointment for a front-to-back once-over at our local mechanic. Minor issues can turn into major headaches when you are in the middle of nowhere. How long has that Check Engine light been on? When’s the last time you had the oil changed? Do you remember that rattle from last year? You don’t want to be dragging these unanswered questions along.

Getting the RV in to the mechanic early means that should any parts need to be special ordered, we aren’t scrambling at the last minute (yes, it happens). We make sure all the fluids are topped up, the batteries are working, the electrical system is causing no problems and that there are no drips from the plumbing or holding tanks. Here’s what happens:

    • Check and fill all the fluids.
    • Test the battery levels (both the engine and leisure battery).
    • Check all tire pressures (including the spare).
    • Check the electrical system – lights, inverter, etc.
    • Check the pump – to the sink, the toilet, outside shower, etc.
    • Test the furnace, air conditioner, microwave, etc.
    • Test the fridge on all settings (we have a three-way fridge that runs on electricity, 12V and propane and we test it on all settings).

Once the mechanics have been attended to, we do a top-to-bottom of the inside of the van:

  • Wiping down all the shelves and cupboards.
  • WD40 on any squeaky hinges.
  • Make sure the mattress and linens are clean (we use a 4-inch thick memory foam on top of the van bed and love it so much you’d have to tear it from our hands!).
  • Wipe down the dashboard, cup holder area, wash the linoleum floors and vacuum the carpeting.
  • Clean out the glove box and then make sure everything we need is repacked there.
  • Make sure the maps we need are packed and that the GPS is working.

Looking for a printable version of our checklist? RV prep checklist

We’re big fans of CAA (a partner of AAA in the U.S.) but this year have discovered Explorer RV Club roadside assistance. For a relatively modest amount we have annual coverage that gives us unlimited towing services to the nearest repair facility and unlimited 24/7 roadside assistance (empty gas tank, flat tire, locked doors, dead battery). Our plan covers our home car and our 2006 Roadreak 210. Just one “help us!” call pays for the annual membership.

Still, things do go wrong on the road (hopefully nothing major). If it’s too big a job for our expertise, like replacing the sewer line, we sourced a local repair shop and gladly handed over the keys to get the – ahem – “fragrant” job done. Craig has tackled minor jobs – like replacing the water pump – with no problems at all. The wait to squeeze us into the service schedule at a rural Texas RV dealer was two days (not happening) so Craig completed the installation of a new pump in about an hour. It turned out the dealer even lent us the tools to get the job done!

waterpumprepair

 

Navigating travel health coverage

Nothing ruins a trip like a health crisis. We pay attention to the condition of our van before we leave (getting a top-to-bottom check of all the safety and wear and tear aspects) and we most definitely do the same when it comes to our health. So, being properly covered as we head down the highway? Absolutely.

Plan ahead. To leave finding adequate health insurance until the last minute is courting disaster. Best to do a little legwork first – find out what coverage you may have (as an employment benefit, credit card coverage, annual add-on to your home policy, etc.) and then top up if necessary. And make sure to do a little research into the rules governing the length of times Canadians can visit the United States annually and how it effects their provincial health coverage.

Pack prescription medications you will need for the time away (bringing extra doesn’t hurt) and bring the original containers from the pharmacy, a list of your regular prescription meds and the contact info for your doctor back home. You just never know when you’ll need the information (and if you don’t bring it along, that’s usually when you need it!).

Here’s what we’ve done: We’re both self-employed and as a result we are without out-of-province health care coverage. For the first few years, we signed up for multi-trip plan coverage travel health coverage through our credit card, the AMEX Gold Card. There is an annual fee for the card (although there are frequent sign-up specials that waive the fee for the first year) and it comes with a host of benefits, including out-of-province health coverage for eligible emergency medical expenses for the first 15 consecutive days of a trip (under age 65). This year, we tried something different . . .

This year we joined the Explorer RV Club and got information on Sanderson Travel Insurance who shopped around and got us an excellent multi-trip annual policy with Lloyd’s of London. The new policy covers us for an unlimited number of 35 day trips out of Ontario with zero deductible and $10 million coverage. If we go for longer than 35 days, we top up the plan at a very reasonable cost.

According to CBC News:
“OHIP pays up to $400 CAN per day in U.S. hospital costs, depending on level of care. The plan also reimburses outpatient visits at $50 CAN per day. And it reimburses physicians costs at the rate they would be paid in Ontario. If a U.S. physician charges more than a Ontario doctor for the same procedure, the Ontario patient pays the difference.”

And costs in a province like Ontario are generally significantly lower than in the United States.

Now, a few sobering numbers about costs to a U.S. hospital visit:

  • broken arm: $5,000
  • stitches: approximately $500/stitch
  • kidney stone treatment: $4,300
  • urinary tract infection: $2,600
  • sprained ankle: $1,500
  • headache: $1,700

You get the idea. The smart thing to do is to determine your exact circumstances and your needs. Call around, investigate and gather information on the alternatives. Try CAA or AAA, your credit card company, travel agents and your insurance provider (the latter often has separate coverage available). It’s a matter of finding the right fit for your needs. But whatever you do, don’t do without.

 

Words on the page

Our stories and articles appear in Canadian magazines and online.

Spring and fall, we load the van – with everything from guitars to laptops – toss in a thick bundle of maps, several notebooks and roll down the road. We meet great people, gather wonderful story material and then write, write, write. Browse the links to some of our pieces in print:

BIG TRIP #1: ROOTS OF AMERICAN MUSIC: 9,000 km through the Southeast U.S.

Music Trails of the American Southeast1

BIG TRIP #2: TUNES, RUINS & STARS: 13,000 km across the American Southwest

American Southwest

BIG TRIP #3: HUGGING THE ATLANTIC COASTLINE; MUSIC INLAND: 7,064 km

Google Maps Big Trip #3 PDF-page-001

BIG TRIP #4: ROCK & ROLL: 10,950 km exploring western U.S. National Parks

 MISCELLANEOUS