Tag Archives: CAA

RV trip prep

We travel in a 1996 Class B van. It’s older but still has lots of miles of life left. So, prepping for a long time on the road is especially important. We may be battling vehicle age, but we’ve got relatively low miles and tender, loving care on our side.

We start early. A month or so before we’re rolling down the driveway we make an appointment for a front-to-back once-over at our local mechanic. Minor issues can turn into major headaches when you are in the middle of nowhere. How long has that Check Engine light been on? When’s the last time you had the oil changed? Do you remember that rattle from last year? You don’t want to be dragging these unanswered questions along.

Getting the RV in to the mechanic early means that should any parts need to be special ordered, we aren’t scrambling at the last minute (yes, it happens). We make sure all the fluids are topped up, the batteries are working, the electrical system is causing no problems and that there are no drips from the plumbing or holding tanks. Here’s what happens:

    • Check and fill all the fluids.
    • Test the battery levels (both the engine and leisure battery).
    • Check all tire pressures (including the spare).
    • Check the electrical system - lights, inverter, etc.
    • Check the pump - to the sink, the toilet, outside shower, etc.
    • Test the furnace, air conditioner, microwave, etc.
    • Test the fridge on all settings (we have a three-way fridge that runs on electricity, 12V and propane and we test it on all settings).

Once the mechanics have been attended to, we do a top-to-bottom of the inside of the van:

  • Wiping down all the shelves and cupboards.
  • WD40 on any squeaky hinges.
  • Make sure the mattress and linens are clean (we use a 4-inch thick memory foam on top of the van bed and love it so much you’d have to tear it from our hands!).
  • Wipe down the dashboard, cup holder area, wash the linoleum floors and vacuum the carpeting.
  • Clean out the glove box and then make sure everything we need is repacked there.
  • Make sure the maps we need are packed and that the GPS is working.

Looking for a printable version of our checklist? RV prep checklist

We’re also big fans of CAA (a partner of AAA in the U.S.). For a relatively modest amount we have annual PlusRV coverage that gives us up to 200 km (125 mi) of towing services, $600 of road trip interruption and 24/7 roadside assistance (empty gas tank, flat tire, locked doors, dead battery). Just one “help us!” call pays for the annual membership.

Still, things do go wrong on the road (hopefully nothing major). If it’s too big a job for our expertise, like replacing the sewer line, we sourced a local repair shop and gladly handed over the keys to get the - ahem - “fragrant” job done. Craig has tackled minor jobs - like replacing the water pump - with no problems at all. The wait to squeeze us into the service schedule at a rural Texas RV dealer was two days (not happening) so Craig completed the installation of a new pump in about an hour. It turned out the dealer even lent us the tools to get the job done!

 

Navigating health coverage

Nothing ruins a trip like a health crisis. We pay attention to the condition of our van before we leave (getting a top-to-bottom check of all the safety and wear and tear aspects) and we most definitely do the same when it comes to our health. So, being properly covered as we head down the highway? Absolutely.

Plan ahead. To leave finding adequate health insurance until the last minute is courting disaster. Best to do a little legwork first - find out what coverage you may have (as an employment benefit, credit card coverage, annual add-on to your home policy, etc.) and then top up if necessary. And make sure to do a little research into the rules governing the length of times Canadians can visit the United States annually and how it effects their provincial health coverage.

Pack prescription medications you will need for the time away (bringing extra doesn’t hurt) and bring the original containers from the pharmacy, a list of your regular prescription meds and the contact info for your doctor back home. You just never know when you’ll need the information (and if you don’t bring it along, that’s usually when you need it!).

We’re both self-employed and as a result we are without out-of-province health care coverage. We’ve signed up for travel health coverage through our credit card, the AMEX Gold Card. There is an annual fee for the card (although there are frequent sign-up specials that waive the fee for the first year) and it comes with a host of benefits, including out-of-province health coverage for eligible emergency medical expenses for the first 15 consecutive days of a trip (under age 65). We’ve signed up for the additional multi-trip plan coverage because we travel several times over the year (and often for longer than the 15 days of basic coverage). The exact cost will vary depending on individual circumstances but we’ve found it provides great coverage for a very reasonable cost.

According to CBC News:
“OHIP pays up to $400 CAN per day in U.S. hospital costs, depending on level of care. The plan also reimburses outpatient visits at $50 CAN per day. And it reimburses physicians costs at the rate they would be paid in Ontario. If a U.S. physician charges more than a Ontario doctor for the same procedure, the Ontario patient pays the difference.”

And costs in a province like Ontario are generally significantly lower than in the United States.

Now, a few sobering numbers about costs to a U.S. hospital visit:

  • broken arm: $5,000
  • stitches: approximately $500/stitch
  • kidney stone treatment: $4,300
  • urinary tract infection: $2,600
  • sprained ankle: $1,500
  • headache: $1,700

You get the idea. The smart thing to do is to determine your exact circumstances and your needs. Call around, investigate and gather information on the alternatives. Try CAA or AAA, your credit card company, travel agents and your insurance provider (the latter often has separate coverage available). It’s a matter of finding the right fit for your needs. But whatever you do, don’t do without.

 

Words on the page

Our stories and articles appear in Canadian magazines and online.

Spring and fall, we load the van - with everything from guitars to laptops - toss in a thick bundle of maps, several notebooks and roll down the road. We meet great people, gather wonderful story material and then write, write, write. Browse the links to some of our pieces in print:

BIG TRIP #1: ROOTS OF AMERICAN MUSIC: 9,000 km through the Southeast U.S.

  • Road Tunes: A Six-Week Odyssey Following the Scenic Music Trails of the Southeast U.S., CAA Magazine. Road Tunes
  • A Moment in Time, CAA website. A Moment in Time
  • Great Music Trails of the American Southeast: The Journey Begins, Zoomer
  • Travelling the Crooked Road Music Trail, Zoomer
  • Walking, Strumming and Singing in the Footsteps of History, Zoomer
  • New Orleans: Sensory Overload, Zoomer
  • Great Music Trails: Bayou Cajun Country, Zoomer
  • Great Music Trails: Louisiana’s Prairie, Zoomer
  • Feeling the Blues in the Mississippi Delta, Zoomer
  • Tennessee: Two Cities, Two Histories, Zoomer
  • Kentucky: Where North and South Overlap, Zoomer
  • Virginia’s Crooked Road is a journey through America’s musical roots, Canadian Traveller. Crooked Road
  • Sunshine Bound, CAA website
  • The Soundtrack to America, Canadian Traveller
  • Soul Survivors, Doctor’s Review

BIG TRIP #2: TUNES, RUINS & STARS: 13,000 km across the American Southwest

BIG TRIP #3: HUGGING THE ATLANTIC COASTLINE; MUSIC INLAND: 7,064 km

  • North Carolina’s Outer Banks, Zoomer
  • Sunshine Bound, CAA website
  • Outer Banks: Sky, Sea & Sand, Zoomer
  • Pirates of the Carolinas, Doctor’s Review
  • South Carolina’s Coastline Cities, Zoomer
  • Beaufort and the Beautiful Sea Islands, Zoomer
  • Strolling in Savannah, Zoomer
  • The Soundtrack to America, Canadian Traveller
  • Cumberland Island National Seashore, Zoomer
  • Soul Survivors, Doctor’s Review
  • Georgia on my mind: Athens, Macon & Augusta, Zoomer
  • North Carolina’s Appalachia: Steeped in Music, Zoomer
  • Our last loop: Virginia’s Crooked Road, Zoomer
  • Eat Your Way to Florida, CAA

MISCELLANEOUS